Form 1015: what you need to know 

Understanding Form 1015

Since 2018, the Quebec Association for Equity and Inclusion in Postsecondary Education (AQEIPS) has been working to put an end to discriminatory practices related to the form 1015 for student financial assistance (AFE). This year, our association decided to compile the various versions of the form and analyze the modifications that have taken place over the years, as well as look at the political exchanges that surround this form. Our research shows that there are alarming and discordant practices by the AFE when it comes to form 1015, both in terms of processing requests as well as the discriminatory nature of certain regulations.

What is Form “1015”?

Form 1015; Permanent impairment leading to significant and persistent incapacity (2024) is a medical certificate for post-secondary students with disabilities. To date, it aims to certify that the student has a “permanent physical or mental impairment, resulting in a significant and persistent incapacity which leads him or her to encounter significant obstacles in the pursuit of his or her full-time studies or in his or her integration in the labor market”. (Ministry of Higher Education, 2024) As this document indicates, it must be completed by a doctor or health professional as part of an application for the Loans and Bursaries Program or the Education Program Allowance for Special Needs, with the Student Financial Aid government office. This document allows a student with an eligible disability to obtain financial assistance entirely in the form of a bursary. 

Form 1015 at AQEIPS

At AQEIPS, we support students with disabilities in various aspects of their academic life. Requests for assistance relating to form 1015 have left our team confused (probably as much as our members) regarding the various steps in the application process with the AFE, leading to an acceptance or refusal.    
 
For almost 10 years, it seems that certain students with disabilities have obtained major functional deficiency (DFM) status from the AFE, allowing them to see their loan transformed into bursaries while others have not, even though the same diagnosis was written on form 1015 by a health professional.   
 

We are trying to understand why. 

A history of the modifications 

AQEIPS’ actions 

At AQEIPS, we continue to offer support to students seeking information relating to form 1015. We continue to denounce the disparities and lack of clarity in AFE decision-making regarding form 1015 and we continue to participate and collaborate with legal and associative organizations, with the goal of improving AFE practices and limiting confusion and injustice around this famous form. 


Do not hesitate to write to us if you have any questions regarding form 1015.

Follow us on social media and on our website to stay up to date with news related to the situation.

EARLIER VERSIONS OF THE FORM (French)

SOURCES

La Commission des droits de la personne et des droits de la jeunesse. (2015). Rapport de suivi, l’accommodement des étudiants et étudiantes en situation de handicap dans les établissements d’enseignement collégial. https://www.cdpdj.qc.ca/fr/publications/rapport-de-suivi-laaccommo 

Ministère de l’Éducation, de l’Enseignement supérieur et de la Recherche (MEESR). Directives Certificat médical – Déficiences fonctionnelles majeures et autres déficiences reconnues (1015). Gouvernement du Québec. Version 2015 

Ministère de l’Enseignement supérieur et Aide financière aux études. Certificat médical Déficiences fonctionnelles majeures et autres déficiences reconnues 2018-2019. Gouvernement du Québec. Version 2018 

Ministère de l’Enseignement supérieur et Aide financière aux études. Certificat médical – Personne aux études Déficience permanente entraînant une incapacité significative et persistante 2024-2025. Gouvernement du Québec. Version 2024.  

Protecteur du citoyen. (2022, mars). Aide financière aux études : Mieux accompagner les étudiantes et étudiants en faisant preuve de transparence et d’écoute [Rapport spécial]. https://protecteurducitoyen.qc.ca/fr/nouvelles/communiques/rapport-special-aide-financiere-aux-etudes